Jibai, Bilal, School of Business, Management Information Systems Department, Lebanese International University (LIU), Lebanon
Jimad, Habibullah, Faculty of Economics and Business, University of Lampung, Indonesia
Joseph, Teuma, Department of Insurance, Faculty of Economics, Management and Accountancy, University of Malta
Jrairah, Talal Souliman, Faculty of Business, Philadelphia University, Jordan
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